Investor Presentaiton

SMFG India Credit Pragati Ki Nayi Pehchaan SMFG Loans Jeene Ka Naya Andaaz Portfolio Distribution Commercial Others, 3% Vehicle, 7% Loans against Property, 33% Urban Business Wide network, resilient business model addressing Individuals and Small business Personal Loans - Salaried, 29% Wide-spread network 216 distribution points across 25 states; leveraging existing cross business infrastructure Retail focus Largely present in tier 2 downwards, focus on low ticket and ability to upsell/ cross-sell Distribution channels Tapping all customer distribution points - direct, channel based, lead based channels and alternate channels Business Loans, 28% Digital focus Digitizing each step of customer loan life cycle to process efficiencies' Broad customer segment Serving wide variety of customers across consumer, retail business and SME/MSMEs for all kinds of personal and business end use Product suite Customized offering across value chain with clearly defined product strategies and geographical presence inclusive of insurance 17

View entire presentation