Aegon Analyst & Investor Conference

2 Today's storyline Achievements since 2010 Priorities going forward Financial targets . All financial targets have been met Successful growth of fee-based businesses Strong growth of profitable residential mortgage business • Simplify and digitize products and processes leading to operational efficiency Improve customer experience and capture more of the value chain • Optimize portfolio across business lines . Expense savings on existing book of at least EUR 50 million by 2018 Generate cash flows of EUR 250 million annually Resume remittances in 2016 • Maintain RoC of 10% Aegon Analyst & Investor Conference

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