Bakkt Results Presentation Deck

We have been successfully expanding our crypto platform ● ● ● ● APEX CRYPTO INTEGRATION We have substantially completed the integration of Apex Crypto into our business Focused largely on employee onboarding, integrating our product and technology processes and transitioning core internal functions - all with minimal impact to existing client base Rebranded Apex Crypto (to Bakkt Crypto Solutions) and provided all necessary documentation and materials to clients Focusing further attention on growth and efficier opportunities following integration A * Currently available in most states, awaiting regulatory approval in certain states • Webull approached us to develop a new innovative app with ACH funding* rails for their crypto customers ● ● WEBULL PAY: A PRIME EXAMPLE OF EXECUTION ABILITIES ● Our teams mobilized quickly, bringing together Apex Crypto trading and Bakkt Marketplace funding capabilities to launch Webull Pay in ~40 days By solving the Webull Pay use case, we built ACH funding* functionality that provides a competitive advantage and can be leveraged by other existing and prospective clients Webull Pay WE ARE EXCITED TO JOIN FORCES WITH PLAID Bakkt will be one of Plaid's crypto solution partners for its customers who are interested in offering crypto solutions to their end users Plaid has an extensive network of over 8,000 fintechs using their platform. Through the Plaid and Bakkt partnership, those fintechs will be able to easily and safely explore offering (Bakkt) crypto solutions to their users PLAID 7

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