Investor Presentaiton
Banking Regulations Way Forward in 2021
For 2021, banking research and regulation provisions issued by the OJK will focus on strengthening banking business
processes that support trends in industry and technology developments, as well as updating prudential regulations that
follows international standards, while still observing the best fit principle.
OJK's Draft Regulation for Commercial Bank Business Activities:
To support bank competitiveness and innovation, it is necessary
to make adjustments to the licensing mechanism and product
classification and/or activities that banks can carry out.
OJK's Draft Regulation on Commercial Banks: Adjustments
to trends in industrial developments and banking business
processes, supporting the strengthening of the banking
industry and adapting to the latest policies
OJK's Draft Regulation Amendments to OJK Regulation No.
19/POJK.03/2014 on Branchless Financial Services in the
Context of Financial Inclusion: adjustments to current
conditions and developments in banking information
technology
OJK's Draft Regulation to Provision of Funds for the
Development of Human Resource Quality for Commercial
Banks: Renewal of Director Decree No.31/310/KEP/DIR in
1999
Source: Financial Service Authority (OJK)
OJK's Draft Regulation Amendments to OJK Regulation No.
34/POJK.03/2018 on Reassessment of Main Parties of
Financial Services Institutions: The need to accelerate the
process of handling Bank problems
OJK's Draft Regulation Amendments to OJK Regulation
No.13/POJK.03/2017 on the Use of Public Accountant (AP)
and Public Accounting Office (KAP) in Financial Service
Activities: Adjustments to the latest AP/KAP regulations
OJK's Draft Circulation Letter on Guidelines for Calculating
RWA for Credit Risk Using the Standard Approach: Adjustment
to the Basel III Reforms standard which will take effect from 1
January 2023
OJK's Draft Circulation Letter on Guidelines for Calculating
RWA for Market Risk Using a Standardized Approach:
Adjustment to the Basel III Reforms standard which will take
effect from 1 January 2023
OJK's Draft Circulation Letter on Commercial Bank Business
Plan: Adjustment to the needs and development of industry,
and in line with the development of the RBB in the OJK's
Online Reporting Application (APOLO) which will be effective
by the end of 2021
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