Investor Presentaiton

OJK's Role in the National Economic Recovery Program (PEN) National Economic Recovery Program (PEN) PP No. 23/2020 OJK carry out efforts to support the economic recovery, through: Fund Placement Placement of funds by the Government to provide liquidity support to banks conducting loan restructuring and to provide additional creditworking capital financing OJK supports the program through Liquidity Buffer and Credit Restructuring to Banks and Multi-Finance Companies Providing Interest Subsidies for MSMEs Article 20 Paragraph 2 Government Regulations No. 23 of 2020 All debtors with credits up to IDR500 million will be given interest subsidies while debtors with credits up to IDR10 billion will go through the same mechanism with credit restructuring program. The program is eligible for debtors of banks/multi-finance companies with Performing Loan (Kol 1 and Kol 2) before COVID-19, valid from 29 February 2020. • • • Targeted Beneficiaries MSMEs debtors with credits up to IDR10 billion Debtors of housing loans (KPR) up to type 70 Debtors of motorcycle loans for productive activities, including online transportation and informal business OJK's Role Providing necessary information in the implementation of interest subsidies based on the procedure which will be arranged through Joint Decision Letter (SKB) • III Other Requirements Obedient taxpayer Excluded from National Blacklist (DHN) Mechanism The provision regarding the budgeting, implementation, and responsibility mechanism of interest subsidies and debtor requirements are regulated in the Minister of Finance Regulation (PMK) Source: Financial Service Authority (OJK) 140

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