H1FY24 Results - Investor Presentation
Deposits
| Highly liquid
Deposits (RM' bil)
CASA (RM' bil) and CASA Composition (%)
Customer Deposits Trend
YTD Growth
Industry
CASA Trend
H1FY24
135.3
4%
1%1
H1FY24
FY23
130.3
6%
5%²
FY23
FY22
122.6
2%
5%2
FY22
Non-Retail CASA
Non-Retail FD
Retail CASA
Retail FD
AmBank Group Deposits Market Share (%)
YTD Growth
Industry
43.5
(11%)
1%¹
48.8
13%
(2%)²
43.1
21%
6%2
Retail CASA
Non-Retail CASA
CASA mix (%)
32.6%
32.9%
5.9%
32.2%
5.7%
5.7%
5.5%
5.5%
5.4%
135.3
130.3
130.3
124.3
121.4
121.0
39.6
39.8
40.0
23.5
24.9
20.8
20.4
21.4
21.3
43.5
49.8
49.2
20.4
21.3
21.4
45.0
46.3
43.1
19.2
18.6
18.6
23.9
18.8
20.0
37.4%
32.2%
30.4%
48.8
43.5
39.6
24.9
23.5
20.8
23.9
19.2
18.6
18.6
18.8
20.0
35.6
38.1
39.4
38.0
40.9
42.6
Q1FY23
Q2FY23
Q3FY23
Q4FY23
Q1FY24
Q2FY24
Q1FY23
Q2FY23
Q3FY23
Q4FY23
Q1FY24
Q2FY24
FD
81.8
81.2
84.4
81.5
90.7
91.8
(RM'bil)
Retail
Retail
CASA
Mix
48.5%
46.6%
46.6%
49.0%
47.4%
46.0%
Deposits
45.1%
46.8%
46.7%
47.5%
45.8%
46.2%
Mix
a
22
1.
Based on BNM data from end Mar'23 to end Sep'23
2. Based on BNM data and in accordance with AMMB's financial period
AmBank Group
H1FY24 Results - Investor Presentation
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