Scotiabank Financial Performance Review

Scotiabank Domestic International Positive operating leverage 2007 vs. 2006 Reported Adjusted* 6.0% 4.1% 4.7% 4.9% Scotia Capital (3.5)% 0.4% All Bank 3.2% 3.6% *Domestic: excl. VISA gain *International: excl. VISA gain and VAT recovery *Scotia Capital: excl. losses on structured credit instruments (including ABCP), gain on sale of bond index business ต Scotiabank 15 Domestic Banking Chris Hodgson Executive Vice President Domestic Personal Banking 16

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