RBC Business Segments and Market Strategy slide image

RBC Business Segments and Market Strategy

The RBC story RBC Market leader with a focused growth strategy Diversified business mix supports deep client relationships Financial strength underpinned by prudent risk and cost management Innovation is in our DNA Leading corporate citizen ■ Market leader in Canada and one of the largest financial institutions globally (1) ■ Clear strategy for continued long-term growth in Canada, the U.S. and select global markets ■ Well-diversified across businesses, geographies and client segments Ability to capitalize on opportunities created by changing market dynamics and economic conditions ■ Wide breadth of products and capabilities allows us to meet all of our clients' financial needs and build deep, long-term relationships ■ Track record of earnings and dividend growth while maintaining a disciplined approach to risk and cost management ■ Credit ratings amongst the highest globally. Strong capital position and a high quality liquid balance sheet ■Long history of innovation and proven ability to adapt to industry trends. Investments in technology allow us to drive efficiencies and deliver an exceptional client experience ■ Focused on simplifying, digitizing and personalizing our products to make it easier for clients and employees to do business and lower costs ■ Provide over $100MM in donations, sponsorships and community investments, including the RBC Kids Pledge and RBC Blue Water Project ■ Globally recognized as a financial services thought leader About RBC (1) Based on market cap as at January 31, 2016. 3
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