International Banking and Canadian Economy Overview

Contact Information Investor Relations Philip Smith Senior Vice President 416-863-2866 [email protected] Steven Hung Vice President 416-933-8774 [email protected] Lemar Persaud Director 416-866-6124 [email protected] Judy Lai Director 416-775-0485 [email protected] Funding Tom McGuire Executive Vice President & Group Treasurer 416-860-1688 [email protected] Michael Lomas Managing Director, Treasury Sales and Market Development 416-866-5734 [email protected] Christy Bunker Managing Director, Term Funding and Capital Management 416-933-7974 [email protected] For further information, please contact: www.scotiabank.com/investorrelations Scotiabank. 70

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