SAGA Investor Update

Current priorities Current focus is on navigating COVID-19 challenges • Supporting customers and colleagues. • Operational resilience and business continuity continues • Ensuring we have sufficient short term liquidity • Mitigating actions taken in travel business • Tight control of costs and cash flows We will continue to make progress as a business • . Continuing the progress made in 2019/20 to improve insurance performance Completing cruise transformation . Rebooting Saga Holidays and Membership . De-leveraging over next 2-3 years and planning for a return to paying dividends Given COVID-19 we cannot provide any earnings guidance or targets for the year SAGA Investor update 2 April 2020 23

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