Serving To Empower

Jammu and Kashmir Bank Limited | Interest Earnings and Advances Mix 3500 3000 2,881 2,764 2,657 3.0% 2,512 2.5% 2,441 3.0% 2500 19.6% 3.7% 2.5% 20.2% 21.5% 21.6% 22.3% 2000 1500 77.4% 77.2% 1000 75.6% 76.0% 74.0% 500 Gross Advances Mix - December 31, 2023 68% 32% Corporate Advances Retail Advances Gross Advances Mix - September 30, 2023 35% 65% Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 Other Interest Income 60 92 79 70 87 I Interest on Investments 527 560 570 559 565 Interest on Advances 1854 1860 2008 2135 2229 Corporate Advances ■Retail Advances J&K Bank Serving To Empower 9

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