Q4 2023 Financial Update slide image

Q4 2023 Financial Update

Q4 2023 financial update A selection of what we have delivered during 2023 Future-proofing customer relationships and profit generation Acceleration 1 Change 2 Partnerships 3 25 Broadened investment offering with new thematic funds • Expanded digital functionality for retail banking customers • Sustainability Activity Index +123% . Carbon Exposure Index -39% Announced acquisition of AirPlus to enhance payments offering • • Record high customer satisfaction among private customers (NPS) Robust growth in PWM&FO division -1,950 new customers Future-proofing our platform Digital accounting services added through PE Accounting • Overview of pension plans provided by Insurely • . Enhanced digital process for entrepreneurs to start a company enabled by Fortnox Efficiency 4 • Tripled the annual number of data • use cases implemented in the bank Enabled digital prolongation of household mortgages Improved operational productivity: +5% transactions per employee • Generative Al virtual assistant piloted for employees SEB
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