Maybank Performance Outlook FY2019

Income Statement for Insurance and Takaful Business RM million Net interest income FY2018 FY2017 YOY Net earned premiums Other operating income Total operating income 1Q FY2018 1,163.0 1,086.9 7.0% 278.2 5,933.6 5,250.9 13.0% 1,511.4 1,490.0 1,430.0 1,502.2 5.0% (367.0) 806.6 (>100)% (62.1) (387.5) 333.1 (250.5) (>100)% 6,729.6 7,144.4 (5.8) % 1,727.5 1,383.4 2,057.9 1,560.8 (24.2)% 2Q FY2018 280.8 3Q FY2018 4Q FY2018 QoQ 294.8 309.2 4.9% Net insurance benefits & claims incurred, net fee & commission expenses, change in expense liabilities and life & takaful fund tax (5,165.7) (5,274.9) (2.1)% (1,428.3) (1,058.2) (1,648.5) (1,030.8) i (37.5)% Net operating income Overhead expenses PPOP Net impairment losses 1,563.9 1,869.5 (775.7) (807.9) 788.3 1,061.6 9.8 Operating profit (16.3)%; 299.2 325.2 (4.0)% (195.3) (200.4) (25.7)% 104.0 124.8 (62.4) (>100)% i 4.6 798.1 999.2 ¦ (20.1)%¦ 108.6 128.2 409.4 530.0 i 29.5% (210.3) (169.7) (19.3)% 3.4 199.2 0.6 360.3 i 80.9% 1.1 71.9% 199.8 361.4 80.9% Reconciliation of net insurance benefits & claims incurred, net fee & commission expenses, change in expense liabilities and life & takaful fund tax RM million FY2018 FY2017 YOY 1Q FY2018 2Q FY2018 30 4Q FY2018 FY2018 QoQ (5,165.7) (5,274.9) 258.1 187.5 Net insurance benefits & claims incurred, net fee & commission expenses, change in expense liabilities and life & takaful fund tax Less: intercompany elimination Total net insurance benefits & claims incurred, net fee & commission expenses, change in expense liabilities and life & takaful fund tax 33 (4,907.5) (5,087.3) (3.5)% (1,364.4) (999.7) (1,573.0) (970.3) (38.3)% Maybank (2.1)% 37.6% 63.8 58.4 (1,428.3) (1,058.2) (1,648.5) (1,030.8) (37.5)% 60.5 (19.9)% 75.4

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