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Investor Presentaiton

Overview of Macquarie Operating Groups 1Q23 Update Outlook Appendix Commodities and Global Markets Result Commodities Risk management FY22 FY21 $Am $Am 3,324 2,671 2,033 1,461 Lending and financing 212 234 Inventory management and trading 1,079 976 Foreign exchange, interest rates and credit 888 748 Equities 394 339 Asset Finance 126 98 Net interest and trading income¹ 4,732 3,856 Fee and commission income 507 485 Net operating lease income² 335 383 Investment and other income³ 670 191 Credit and other impairment charges (65) (237) Net operating income 6,179 4,678 Brokerage, commission and fee expenses (389) (388) Other operating expenses (1,879) (1,689) Total operating expenses (2,268) (2,077) Net profit contribution Headcount 3,911 2,179 2,601 2,133 Commodities income of $A3,324m, up 24% on FY21; Risk management up 39% on a strong FY21 with gains across the platform, particularly in Gas and Power, Resources, Agriculture and Global Oil driven by increased client hedging activity and trading activity due to elevated levels of volatility and price movements in commodity markets partially offset by the impact of fair value adjustments across the derivatives portfolio. Lending and financing down 9% on FY21 with reduced contributions in specific sectors. Inventory management and trading up 11% on FY21 driven by trading gains from supply and demand imbalances in North American Gas and Power partially offset by unfavourable impact of timing of income recognition on Gas storage and transport contracts. Foreign exchange, interest rates and credit income of $A888m, up 19% on FY21 due to increased client activity in global structured foreign exchange products and growth in securitisation and credit products. Equities income of $A394m, up 16% on FY21 due to an improved performance in equity finance. In addition, there was a strong contribution from trading activities. Asset Finance interest and trading income of $A126m, up 29% on FY21 due to net proceeds from end of lease asset sales and increased earnings from Structured Lending and Shipping Finance portfolios. Fee and commission income of $A507m, up 5% on FY21 primarily due to an increase in Futures client activity driven by volatility across commodity markets. Net operating lease income of $A335m, down 13% on FY21 due to a reduction in secondary income in Technology, Media and Telecoms and the impact of the partial sale of the UK Meters portfolio of assets, partially offset by an increase in income from other areas of the Macquarie Energy, Resources & Sustainability portfolio. Investment and other income of $A670m, up significantly on FY21 largely driven by the gain on partial sale of the UK Meters portfolio of assets. Decrease in credit and other impairment charges driven by partial release of COVID-19 overlays. Credit provisioning levels remain prudent with the combined downside macroeconomic scenarios having a higher weighting than the upside scenario Brokerage, commission and fee expenses of $A389m, in line with the prior year. Other operating expenses of $A1,879m, up 11% on FY21 driven by higher expenditure on technology platform and infrastructure and increasing compliance and regulatory management spend. 1. Includes internal net interest expense and transfer pricing on funding provided by Group Treasury that is eliminated on consolidation in the Group's statutory P&L. 2. Generated from Asset Finance. 3. Includes net income on equity, debt and other investments, share of net profits from associates and joint ventures, internal management revenue and other income. O Macquarie Group Limited 73
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