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Investor Presentaiton

Back to Table of Contents CR5: Standardized approach - exposures by asset classes and risk weights Risk weight a b d e f д о p д Γ S t W V X y Z ab ac (in millions) ad Total credit exposures amount Asset classes Q2 2023 Revised Basel III 1 Sovereigns and their central banks. 13,337 508 1.707 Public sector entities (PSES) 6,603 0% 15% 20% 25% 30% 35% 40% 44% 45% 50% 55% 60% 65% 66% 70% 75% 80% 85% 90% 100% 105% 110% 130% 150% 220% 250% 330% 400% 1250% Others (post-CCF and post- CRM) (1) 83 3,253 15,635 9,856 3 Multilateral development banks - - - 4 Banks 368 - 66 487 304 167 - 346 23 1,823 Covered bonds - 6 Corporates Of which: securities firms and other financial institutions Of which: specialised lending Subordinated debt, equity and other capital 24 24 - - 28 - 3,016 44,468 93 53 97 - 47,633 117 2.621 178 8 Retail Real estate Of which: general RRE Of which: IPRRE Of which: other RRE Of which: general CRE Of which: IPCRE Of which: land acquisition, development. and construction 52,496 14 1,611 747 1,135 S 212 2.008 4.763 12,730 8,403 12,645 18,602 12,730 8,403 12,500 18,451 8,929 8,929 331 2,107 1,464 297 - 145 151 331 643 282 15 - 717 389 10 Reverse mortgages 11 Mortgage-backed securities 12 Defaulted Exposures 13 Other Assets 14 Total - - 67,971 87,911 4,763 13.630 8,403 12,711 18,602 9,416 331 4,118 999 167 52,885 Q1 2023 Basel III 0% 20% 35% 50% Bank 668 2 2 Corporate 3,520 89 31 3 Sovereign 9,331 - 1,006 4 Real Estate Secured 3,873 5 Other Retail 484 6 Equity - ཐ ཀྴ ་ 50,903 76 - -- - Other Assets (2) Total 1,115 - - 1,611 - 822 747 212 344 313 1,664 - - - - 150 2,799 57,273 168 71,333 168 62,942 1,572 - -- - 3,150 1,692 1,977 - 1,606 840 - 2,446 14,820 82,791 4,627 747 65.379 5 97 2,910 2,621 178 168 291,589 75% 0% 0% 0% 11,418 48,358 100% 150% 3,875 4,545 48,228 622 52,490 7 - 10,344 769 6 67.124 བ 391 29 49,775 2,873 -- - 2,873 14,474 123 65,749 59,776 70,617 657 123 252,900 48,580 2,572 65,788 3,921 50,903 04 2022 Basel III 1 Bank: 928 2 2,844 4 2 Corporate 3,123 56 13 50,023 556 3 Sovereign 7,521 - 1,177 54 - - 3,778 53,771 8,752 4 Real Estate Secured 3,964 80 47,327 80 10,903 696 4 5 Other Retail 578 492 46,696 296 27 - 6 Equity - - 3,643 - 63,054 48,089 3,643 Other Assets 63,463 13,529 94 77,086 8 Total 78,649 1,556 47,327 1,272 57,599 71,085 591 94 258,173 Q3 2022 Basel III 1 Bank 2 Corporate 3 Sovereign 3,126 7,577 4 Real Estate Secured 3,755 5 Other Retail 646 6 Equity - Other Assets Total 52,855 67,959 1,550 ཀླི ཤཱ ་ ཐ ལྕི ་ ། སྒྲ་ 837 151 75 487 2 2,429 6 48,725 390 1,120 6 - 44,969 62 10,268 628 3 45,434 299 25 4,114 13,788 130 44,969 1,190 55,702 69.989 418 130 66,773 241,907 - 3,268 52,398 8,703 59,760 46,891 - 4,114 (1) Exposure amount used for the calculation of capital requirements, including both on- and off-balance sheet amounts, net of allowances (ECL Stage 3) and write-offs. The amounts are after application of credit risk mitigation (CRM) techniques and credit conversion factors (CCF). Includes CRM adjustments to exposures based on the application of the Comprehensive Approach for collateral. (2) Exposures to CCPS and risk-weighted threshold deduction amounts are excluded. Scotiabank Supplementary Regulatory Capital Disclosure Page 39 of 88
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