Investor Presentaiton
To be your Bank of choice
Status of reserves & coverage: Shinwa Bank
Under Watch Obligors
●Covered ratio for claims disclosed pursuant
to the Financial Reconstruction Act: 83.2%
Sep 30, 2014
( ) March 31, 2014
Claims
Borrower's status
A
B
Collateral Uncovered
Guarantee
C
=A-B
Reserved ratio for
claims
Reserved ratio for
uncovered claims
(\bil.)
Covered
ratio
Reserves
D
B+D
DCF
DCF
D/A
D/C
A
Bankrupt
0.9
(32.9%)
2.9
0.7
0.7
19.9%
(100%)
100%
(100%)
100%
Quasi-bankrupt
2.7
(35.4%)
(74.0%)
(74.1%) (96.0%)
(87.6%)
Doubtful
29.8
16.1
13.7
10.2
34.2%
(18.9%)
70.2%
(27.9%)
74.5%
(26.1%)
95.7%
88.3%
(41.1%)
(46.4%)
Substandard
5.5
1.4
4.0
1.0
17.8%
26.6%
24.2% 39.4%
44.1%
(33.2%)
(66.3%)
(67.4%)
(87.7%)
(83.9%)
Disclosed claims
38.9
20.5
18.4
11.9
30.5%
62.3%
64.5%
86.2%
83.2%
Watch obligors
(4.9%)
(25.2%)
181.1
89.2
91.9
8.7
except substandard
4.8%
(5.3%)
Watch obligors
186.6
90.6
95.9
9.7
5.2%
26.9%
(25.7%)
26.9%
(9.8%) (35.8%) (55.1%)
9.5% 38.0% 54.1%
(10.5%) (36.7%) (54.9%)
10.1% 38.3% 53.8%
Under watch obligors
220.0
109.7
110.3
20.6
(10.5%)
9.4%
(48.6%)
46.7%
(21.1%) (66.2%)
18.6% 65.2%
(60.8%)
59.2%
FFG Fukuoka Financial Group
44View entire presentation