Investor Presentaiton

Asset Quality & Moratorium Covid-19 Impacted Sectors Gross Loans 30 Jun-23 Bonds 30 Jun-23 Hospitality Retail Aviation Leisure Total: Directly impacted sectors vs 31 Mar-23 Others: Indirectly impacted sectors 1.1% 0.1% 2.5% 0.1% 0.2% 0.6% 0.5% 0.5% 4.4% 1.1% 4.3% 1.1% 20.1% 4.2% vs 31 Mar-23 20.1% 4.4% Moratorium and R&R Malaysia Indonesia Thailand Singapore Group Consumer 1% 0% 0% 0% 1%^ Commercial 1% 9% 12% 1% 3% * Corporate 4% 2% 3% 1% 3% Total (30 Jun-23) 1% 3% 1% 0% 2% vs 31 Mar-23 2% 4% 1% 0% 2% Σ 34 Notes: Includes Cambodia, Vietnam and Philippines * Includes Cambodia # Corporate loans only TH Commercial as at 31 May 2023

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