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Investor Presentaiton

GROWTH IN KEY PERFORMANCE DRIVERS KEY TAKEOUTS KES millions Assets Financial investments 2022 2021 % change 52,570 82,213 (36%) Loans and advances to banks 26,943 42,483 (37%) ☐ Strong growth in customer loans with a 31% YoY growth. Loans and advances to customers 217,097 165,146 31% Other assets 31,652 26,160 21% Property and equipment 3,010 3,253 (7%) Divestiture in financial investments to fund customer lending. Intangible assets 10,307 10,293 0% Total assets 341,579 329,548 4% Liabilities Deposits from banks 22,582 27,042 (16%) 16% growth in LCs and guarantees as we continue to support our clients. Deposits from customers 235,649 232,946 1% Borrowings 6,040 5,445 11% Other liabilities 19,118 10,609 80% Total liabilities 283,389 276,042 3% Equity Total equity 58,190 53,506 9% Liabilities and equity 341,579 329,548 4% Contingents 81,995 70,703 16% Letters of credit 4,112 3,165 30% Guarantees 21 77,883 67,538 15% Stanbic IT CAN BE
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