Investor Presentaiton
COVID-19: SUPPORTING OUR CLIENTS THROUGH PAYMENT DEFERRALS
Number of loans subject
Deferrals/accomodations by product
to deferrals
Value of loans subject
to deferrals ($MM)
As % of loan
balances
Retail
Mortgages(1)
38,682
$ 8,624 (2)
12%
Personal loans
26,627
$ 464
6%
Student loans (3)
39,308
$ 292
53 %
Credit cards (4)
9,316
$ 67
4 %
113,933
Non-retail(5)
3,148
$ 4,483
6%
(1) Mortgages: Deferral of payments for up to 6 months.
(2) Of which 46% are insured mortgages.
(3) 100% government insured.
(4) Credit Cards: Deferral of payments for up to 90 days; effective interest rate on credit cards temporarily reduced, if eligible.
(5) Non-Retail: Deferral of capital repayment up to 6 months (case-by-case basis).
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