Investor Presentaiton

Disclaimer The material that follows is a presentation of general background information about Caixa Econômica Federal (the "Company") as of the date of the presentation. The information contained herein is in summary form and does not purport to be complete. It is not intended to be relied upon as advice to potential investors. The presentation is strictly confidential and may not be disclosed to any other person. No representation or warranty, express or implied, is made as to, and no reliance should be placed on future financial performance, or the fairness, validity, accuracy, or completeness of the information, statements or opinions contained herein, including in relation to, statistical data, predictions, estimates or projections contained in this presentation, which are used for informational purposes only. Any opinions or information expressed in this material are subject to change without notice and the Company is not under obligation to update or keep current the information contained herein. The Company, the Agents and their respective affiliates, agents, directors, partners and employees accept no liability whatsoever for any loss or damage of any kind arising out of the use of all or any part of this material. This presentation contains forward-looking statements within the meaning of Section 27A of the U.S. Securities Act of 1933, as amended (the "Securities Act") and Section 21E of the U.S. Securities Exchange Act of 1934, as amended. Such forward-looking statements are only predictions and are not guarantees of future performance. Investors are cautioned not to rely on forward-looking statements and that any such forward-looking statements are and will be, as the case may be, subject to several risks, uncertainties and factors relating to, among others, general and economic conditions in Brazil and other countries and to the operations and business environments of the Company, which may cause the actual results of the Company to be materially different from any future results expressed or implied in such forward-looking statements. Although the Company believes that the expectations and assumptions reflected in the forward-looking statements are reasonable based on information currently available to the Company's management, the Company cannot guarantee future results or events. The Company expressly disclaims a duty to update any of the forward- looking statements. This material is only being distributed to and is only directed at (i) persons who are outside the United Kingdom, (ii) investment professionals falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the "Order"), or (iii) high net worth companies, and other persons to whom it may lawfully be communicated, falling within Article 49(2)(a) to (d) of the Order (all such persons together being referred to as "relevant persons"). This material is directed only at relevant persons and must not be acted upon by persons who are not relevant persons. Any investment or investment activity to which this material relates is available only to relevant persons and will be engaged in only with relevant persons. You should consult your own legal, regulatory, tax, business, investment, financial and accounting advisers to the extent that you deem necessary, and you must make your own investment, hedging or trading decision based upon your judgment and advice from such advisers as you deem necessary and not upon any view expressed in this material. This material has been prepared solely for informational purposes and is not to be construed as an offer, or invitation, or solicitation of an offer to buy or sell any securities. Neither this material nor anything contained herein shall form the basis of any contract or commitment whatsoever. 2

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