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Investor Presentaiton

NEAR-TERM PROSPECT REMAINS PROMISING Indonesia's PMI Manufacture has been in the expansive zone for 18 months in a row Consumer Confidence Index stable at a high level, indicating economic confidence going forward that is still optimistic Consistently expands in 18 months. J F M A M J J A S O N D J F M A M J JASON DJ F 2021 2022 2023 Credit Growth (Consumption, Investment, and Working Capital still at a high level Investment Working Capital Consumer 11.4% 10.1% 9.3% 2021-J M M ר S N 2022-J M M S N 2023-J 51.2 Optimistic threshold J F M A M J J A S O N D J F M A M J J A S O N D J F 2021 2022 Vehicle sales for car and motorcycle (wholesale, % yoy) continue to show high growth 2023 Car Sales Motorcycle Sales 56.3 J F M A M J JASON DJ F M A M J JASON DJ F 2021 2022 7.4 2023 20 122.4
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