Investor Presentaiton
Analysis of Non-interest income
Analysis of Non Interest Income (€ mn)
■Net fee and commission income
■Insurance income net of insurance claims
■Net FX gains/(losses) & Net gains/(losses) on other financial instruments (Losses)/gains from revaluation and disposal of investment properties
■Other income/(expenses)
12%
55
14%
13%
16%
14%
14%
46
501
38
--
31
47i
37
50
47
49
45i
54
45
43
48i
15
36
1 36
I
10
6
17
3
4
12
2
10-
2
10
11
9
12
-4
-14
2Q2014
3Q2014
-3
-9
-7
4Q2014
1Q2015
-16
-13
2Q2015
3Q2015
%
Net fee and
commission income
% Total income
X
Non interest
income (€ mn)
LIJ
Recurring non-
interest income
•
Non-interest income stood at €46 mn for 3Q2015, compared to €49 mn for 2Q2015
• Net fee and commission income remained at the same level for 3Q2015 at €36 mn (about 14% of
total income)
•
Recurring income from insurance business (average of about €11 mn for the last six quarters)
reflecting the Group's leading position in the insurance business in Cyprus; Insurance income was
higher in 3Q2015, as 2Q2015 was negatively affected by a revaluation effect of investments
Average recurring income from fee and commission income and insurance income of about €48 mn
for the last six quarters
Bank of Cyprus
KOINO
ΚΥΠΡΙ
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