IndusInd Bank Strategic Overview

Strong Product Groups with Efficient Capital Deployment Low RWA Consumption (*crs) LC - Usance 20% Notional Amount Risk Weighted Assets 9,71,791 LC - Sight 11% 0.5%# 84,046 8,321 1.7%# 26,439 Derivatives + FX Contracts + LC and Guarantees Options #CRAR consumption LC-BG Rating Profile Below investment * grade 4% Secured by Cash Backed 13% Counter Guarantees of Corresponden t Bank Above investment grade 77% *Stressed telecom contributes 1% 6% LC-BG Mix Performance Guarantees 35% Financial Guarantees 34% One of the largest treasuries in Indian banks with best-in-class risk management systems Robust framework for measurement of risks through Client Suitability Tests, VaR, PV01, Stop- loss limits, MTM of marketable portfolios, Exposure limits, etc. Exposures predominantly to public sector, cash backed transactions and strong sponsors FX-Derivatives Exposure Type Exposure against Banks (Non Collateralised) 14% 18 Others Counterparties 17% Counterparties with Collateralised Arrangements (CSA) 22% Central Counterparty (Guaranteed Settlements) 47% Indusind Bank

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