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Investor Presentaiton

IFS: Consistently delivering high growth & profitability Net profit - IFRS (1) (S/mm) Dividends declared (US$ mm) Adj. ROE (2) 23.1% 23.7% 19.8% 19.5% Adjusted Discount rate on technical reserves effect 1,239 949 834 226 57 838 150 1,045 954 892 868 181 147 146 (120) 2013 2014 2015 2016 (207) 2014 2015 2016 2017 ā˜ Adjustment of technical reserves resulting from changes in discount rate Source: SBS and Company information as of December 2017. (1) Net profit increased due to releases of technical reserves resulting from increases in discount rate of S/ 57mm and S/ 226mm for 2014 and 2015, respectively, but decreased due to higher technical reserves requirements resulting from a decrease in discount rate of S/ 120mm in 2016 and S/ 207mm in 2017. (2) Adjusted ROE excluding interest rate effect. Intercorp Financial Services 28
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