1Q 2023 INVESTOR PRESENTATION
ESG in Action
Alinma is progressing on key initiatives to drive the ESG agenda and enhance its ratings
Environment
مصرف الإنماء
alinma bank
Deployment of digital channels
and digital signatures to reduce
paper; digital zones are
available in all branches
Energy efficient lighting are now
in all branches. Planning to
extend to Head Office
Air conditioning timers
installed in 40 branches; 20%
reduction in electricity usage
Renewable (solar) energy
sources are now installed on 28
branches
Fifi
Social
+26,745 employee training hours
and +6 employee townhalls
Governance
1% of annual profit allocated to CSR activities;
Bank AGM approved new CSR policy with
more focus on sustainable CSR
1st KSA bank to sign the
Women's Empowerment
Principles (WEPs); 31% new
women hires in 1Q 23
Community focus with growth
YoY in SME financing from
Kafalah (+48%) and POS (+131%)
programs
Shariah compliance through
regular internal audits and
committee oversight
SAMA and CMA compliance in
regulatory & financial
disclosures and adoption of
internal controls
Institutionalization of the
investor relations function with
enhanced transparency &
investor communication
✗
Cybersecurity monitoring and
initiatives which cover data
governance and protection
MSCI
BB
SUSTAINALYTICS
30.9
11/100 ESG Score
Latest ESG Ratings
a Morningstar company
AAA AA
A
BBB
BB
B
CCC
Negligible
Low
Medium
Leader
Average
Laggard
0-10
10-20
20-30
High
30-40
Severe
S&P Global
40+
1Q 2023 INVESTOR PRESENTATION
25/100 ESG Score
ESG Invest
By SUSTAINABILITY
EXCELLENCE
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