Investor Presentaiton
Group Financial Highlights
Shareholder Value
Return on Equity 15.1% (2021 - 11.5%)
-
Return on Asset - 2.6% (2021 - 2.1%)
Earnings per Share Kshs 1.55 (2021 - Kshs 1.08)
Total Assets Kshs 431Mn
18% (y/y)
Net Loans and Advances Kshs 218Mn
13% (y/y)
Financials
Profit after Tax Kshs 2.6Bn
44% (y/y)
Funding & liquidity
Deposits Kshs 309Mn 18% (y/y)
Total Capital Adequacy Ratio 21% (2021 - 22%)
Liquidity Ratio 53% (2021 - 47%)
Strong growth trajectory supported
by continued recovery in economic
activity across all subsidiaries; 21%
increase in operating income driven
by growth in all income lines;
✓ Regional subsidiary PBT contribution
increased to 27% (from 17%) driven
by recoveries in Uganda and
Mauritius and continued growth in
Rwanda and Tanzania;
✓ Net NPL ratio remained flat at 3%
from December 2021 despite strong
loan growth as Group focused on
recoveries especially in Kenya;
✓ Strong capital and liquidity ratios
across all banking subsidiariesView entire presentation