Investor Presentaiton
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CR2: Changes in stock of defaulted loans and debt securities (¹)
(in $ millions)
a
a₂
аз
ад
Q2 2023
Revised Basel III
Q1 2023
Q4 2022
Q3 2022
Basel III
Basel III
Basel III
1
(2)
Defaulted loans and debt securities - at the end of the previous reporting period
5,526
5,079
4,511
4,601
2
Loans and debt securities that have defaulted since the last reporting period
1,619
1,581
1,623
1,338
(3)
3
Returned to non-defaulted status
(854)
(683)
(679)
(695)
4
Amounts written off
(696)
(676)
(578)
(577)
5
Other changes
(4)
6
Defaulted loans and debt securities - at the end of the reporting period (1 + 2-3-4
+5) (2)
186
225
202
(156)
5,781
5,526
5,079
4,511
(1) Defaulted exposures include: (i) the Bank's reported Gross Impaired Loans, (ii) credit cards which meet the regulatory definition of default, and
(iii) off-balance sheet commitments, LCS and/or LGs which meet the regulatory definition of default.
(2) Regulatory Definition of Default: when there is objective evidence that the Bank no longer has reasonable assurance as to the timely collection of
interest and principal, or where a contractual payment is 90 days in arrears (including credit cards), or the customer is declared to be bankrupt.
(3) Includes returned to non-defaulted status and payments on defaulted accounts.
(4) Includes the impact from foreign currency translation and changes in credit cards and off-balance sheet exposures which meet the regulatory definition
of default.
Scotiabank
Supplementary Regulatory Capital Disclosure
Page 35 of 88View entire presentation