Investor Presentaiton

CASH EPS Basic EPS Diluted EPS Reconciliation of Cash Earnings for EPS Year End Performance BOQD GROUP Half Year Performance Aug-20 Aug-19 Aug 20 vs Aug 19 Aug-20 Feb-20 Aug 20 vs Feb 20 (cents) (cents) 51.1 46.3 79.5 (36%) 16.3 73.9 (37%) 15.3 35.3 32.2 (54%) (52%) Cash earnings available for ordinary ($ million) 225 320 74 151 shareholders (30%) (51%) Add: Convertible Preference Shares Dividend ($ million) 0 0 0% Add: CAN ($ million) 4 7 (43%) Add: Capital Notes ($ million) 11 14 (21%) 015 0 0% 3 (67%) 6 (17%) Cash diluted earnings available for ordinary 240 341 (30%) 80 160 (50%) shareholders ($ million) Weighted Average Number of Shares (WANOS) Basic WANOS ($ million) 441 402 10% 454 428 6% Add: Effect of award rights ($ million) 2 1 100% 2 2 0% Add: Effect of CPS ($ million) 0 0 0% 0 0 0% Add: Effect of WCN ($ million) 18 17 6% 12 20 (40%) Add: Effect of Capital Notes ($ million) 59 39 51% 59 47 26% Diluted WANOS for cash earnings EPS ($ million) 520 462 13% 527 497 6% Note: The sum of 1H20 and 2H20 EPS does not equal FY20 due to the impact of the capital raising and the uneven distribution of cash earnings after tax across the two halves of the year Bank of Queensland Limited 2020 Full Year Results Presentation 44

View entire presentation