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Investor Presentaiton

1. Summary 2. How to Increase Corporate Value 3. Appendix 4. Financial Data Enhancement of Shareholder Returns Dividend per share for FY2024/3 is planned to be JPY 50 (dividend payout ratio of 54.0%), based on FY2024/3 earnings forecasts and the shareholder return policy. Additional shareholder return policies (incl. share buyback) will be considered in light of future earnings growth, internal reserves, regulatory trends, and the Japan Post Group's disposal policies, etc. Realize Stable Profits and Dividends Continue stable profits and dividends Profits: In FY21, we achieved the highest profits since listing We have steadily increased profits in the harsh environment DPS: Since listing, we have continued JPY 50 DPS <Net Income (Consolidated) / Dividends> Shareholder Return Policy Taking into consideration the balance between shareholder returns, financial soundness and growth investments, throughout the term of the Mid-term Plan (FY2022/3 through FY2026/3), the basic policy is to maintain approx. 50% dividend payout ratio Target dividend payout ratio of 50-60% while keeping in mind the stability and sustainability of dividends, and target to increase dividends from the dividends from the initial FY2022/3 forecast (billion yen) 400 Stable increase of profits 300 266.1 273.4 280.1 The highest profits 70.4% 68.5% 200 66.9% Dividend payout ratio Net income 100 Total dividend payment 0 FY18 FY19 since listing 355.0 52.7% Continue JPY 50 DPS FY20 JP JAPAN POST BANK BANK 335.0 (Forecast) 325.0 57.5% 54.0% (Forecast) Financial Soundness FY21 FY22 FY23 Shareholder Returns Well-balanced Capital Management Growth Investments Copyright© JAPAN POST BANK All Rights Reserved. 20 20
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