SEB Nordic Outlook

26 Operating leverage Average quarterly income (SEK bn) Average quarterly expenses (SEK bn) Average quarterly profit before expected credit losses (SEK bn) 9.4 9.8 10.8 10.410.911.21 13.6 12.5 11.5 12.4 11.4 7.9 5.9 5.7 5.6 5.4 5.5 5.5 5.5 5.5 5.7 5.7 5.7 6.8 6.7 5.5 5.7 5.9 6.0 5.4 4.8 4.1 3.5 2011 2013 2015 2017 2019 Jan-Sep 2021 2011 2013 2015 2017 2019 Jan-Sep 2021 2011 2013 2015 2017 2019 Jan-Sep 2021 Note: data exclude items affecting comparability. SEB

View entire presentation