Investor Presentaiton
Commercial Real Estate Portfolio by Collateral Type
($s in millions)
C-Store/Gas Station
$76.7
2.7%
Medical Building
$103.8
3.6%
Mixed Use/Other
$93.6
3.3%
Restaurant
$30.8
Raw Land
$16.0
1.1%
0.6%
Collateral type as a percentage of the
Commercial Real Estate and Construction
Portfolio with outstanding balances of
$2.86 billion as of December 31, 2023
Special Purpose
$102.4
3.6%
Residential 1-4 Family
$85.5
3.0%
Farmland
$66.3
All Other
$174.1
6.1%
2.3%
Office
$153.8
5.4%
Hotel/Motel
$159.7
5.6%
CRE Concentration
(as of December 31, 2023)
CRE as a % of Total Loans
46.6%
CRE as a % of
Total Risk-Based Capital
(1)
265.2%
Notes:
18
Assisted Living
$138.7
4.9%
Industrial/Warehouse
Multi-Family
$516.3
$218.0
18.1%
(1) Represents non-owner occupied CRE loans only
7.6%
Skilled Nursing
$469.1
16.4%
Retail
$454.6
15.9%
Midland ◉
States Bancorp, Inc.View entire presentation