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Investor Presentaiton

October 10, 2023 7 Manitoba Public Insurance Operational Insights - Crown Peers Manitoba's trend in Total Gross Expenses per FTE continue to be lower than our Peer's. Figure BMK-8 2021-22 Comparative Benchmark Report Line SGI MPI Basic No. Performance Measurement Auto Fund Compulsory ICBC 1 Headcount Analysis 2 1. FTEs per $100 Million of Gross Premiums Written 110.0 124.1 93.5 3 2. Mgmt FTEs per $100 Million of Gross Premiums Written 18.4 8.7 10.8 4 3. Staff FTEs per $100 Million of Gross Premiums Written 91.6 115.4 82.7 5 Span of Control Analysis 6 4. Ratio of Staff to Management 5.0 13.2 7.6 7 Premium Metrics 8 5. Total Gross Expenses as a % of Gross Premiums Written 18.8% 14.3% 10.9% 9 6. Average Gross Premiums Written (000's) 1,007,336 1,080,879 3,200,415 10 7. Gross Premiums Written per FTE 908,860 805,519 1,069,685 11 8. Gross Premiums Written Growth 1.9% -6.7% -8.6% 12 9. Net Premiums Written as a % of Gross Premiums Written 97.7% 98.6% 99.9% 13 10. Total Net Expenses as a % of Net Premiums Written 19.3% 14.5% 10.9% 14 Policy Metrics 15 11. Adjusted Policies In Force per FTE 16 12. Total Gross Expenses per Adjusted Policy In Force 862.3 906.9 1,368.4 198.6 126.9 84.9 17 Traffic Safety Measurements 18 13. Total Traffic Safety Expenses (000's) 45,165 10,337 $ 19 14. Total Traffic Safety Expenses as a % of Gross Premiums Written 4.5% 0.9% 31,909 1.0% 20 Other Performance Measurements 21 15. Pure Loss Ratio 76.3% 63.8% 53.7% 22 16. Loss Adjustment Expense Ratio 18.0% 13.2% 8.4% 23 17. Total Gross Expenses per FTE 171,270 115,040 116,118 MPI Exhibit #57 7 of 10
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