Investor Presentaiton

Company Overview Business Overview Earnings Provision Coverage Ratio QoQ 92.54% 91.93% 92.11% 91.75% QoQ 90.14% Profitability Ratios Slippage Ratio Digital Penetration QoQ Recovery Rate Strategy 1.04% 1.02% 74.96% 74.54% 14.28% 14.67% 14.57% 71.37% 72.65% 0.76% 0.60% 0.63% 11.20% 8.81% 66.03% Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY 24 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY 24 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY 24 YOY YOY YOY 79.45% 84.24% 90.14% 91.75% 73.48% 5.04% 74.54% 57.79% 66.03% 32.10% 36.94% 1.63% 14.03% 15.44% 17.25% 17.00% 7.09% 0.81% 0.67% 0.14% H1 FY20 H1 FY21 PCR (Incl.write off) H1 FY22 H1 FY23 H1 FY24 H1 FY20 H1 FY21 H1 FY22 H1 FY23 H1 FY24 H1 FY20 H1 FY21 H1 FY22 H1 FY23 H1 FY24 PCR (Excl.write off) CSB Bank Investor Presentation Q2 FY24 23 CSB Bank Trusted Heritage Smart Future

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