Fourth Quarter Investor Presentation
Commercial Bank | Serving the Needs of Businesses and
Institutions Across the Nation
$62B
Deposits
$68B
Loans
$1.0B
...With Significant Scale and Reach
Net Income (1)
Proven Commercial Optimization and Growth...
Where We Were (2010)
• Community bank, regionally
focused on the Midwest
• Small, regional balance sheet
Heavy real estate
concentration
• Smaller end middle market
Where We Are (2023)
• Super regional bank with broad
product set and capabilities
• Balance sheet 4x larger and more
diversified
• Delivering expertise and advice
• Strength in capital markets and
treasury management
•
Specialty and asset finance scale
Deep primary bank relationships
Recent Awards
and Recognition
(1) Total Commercial Bank Net Income from 1Q23-3Q23
HBAN CML Relationships
Greenwich Awards:
Best Brand
Trust, Ease of Doing Business,
Value Long-Term Relationships,
Likelihood to Recommend
Treasury Management
Overall Satisfaction,
Customer Service,
Ease of Doing Business
The M&A Atlas Awards(2);
2022 IB Firm of the Year
M&A Today:
IB Firm of the Year
(2)
For M&A Atlas Awards visit: https://globalmanetwork.com/prestigious/atlas-awards-list/
2023 Fourth Quarter Investor Presentation 12
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