Investor Presentaiton

Debt relief profile by customer segments and key products tub Commercial Loans Non-Debt Relief (Included Debt Relief Exit) Loans under Relief Program THB billion 601 603 Corporate Small Enterprise • 585 505 506 489 !|| ~38% 96 97 96 -26% ~19% ~16% -99% Jun-20 Mar-21 Jun-21 Jun-20 -8% Mar-21 ~9% Jun-21 -75% -53% Jun-20 Mar-21 Jun-21 THB billion 779 Retail Loans 776 774 !|| ~45% -10% -13% Mar-21 Jun-21 Hire Purchase Mortgage 408 404 400 300 303 305 -50% Jun-20 ~9% Mar-21 ~12% Jun-21 Jun-20 Note: Loans to customers excluded interbank loans / Unsecured Credit card and personal loans • • As of Jun-21, 16% of commercial loans remained in debt relief program, lower QoQ due to an exit of loans under debt relief phase 1. For retail segment, loans under relief program rose slightly to 13%, mainly from HP and Mortgage customers as a result of Covid-19 epidemic in the second quarter. Following the special loans and asset warehousing measures, the BoT recently announced the extension of relief measures to the end of this year for retail customers. Unsecured 60 59 57 ~40% ~14% ~16% ~20% -3% -4% Jun-20 Mar-21 Jun-21 Jun-20 Mar-21 Jun-21 13

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