Investor Presentaiton
Industry Overview & Market Trends
Summary
AUSTRIACARD
HOLDINGS
Cards Market
✓ Cards remain a strong payment method despite the upward trend of other digital
payment methods (digital wallet etc.)
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Challenger Banks
✓ There are 100 Challenger Banks worldwide, as a result of the advent of Fintech
✓ Neo Bank and Challenger Banks market is expected to increase further by 2028
Digital
Transformation
✓ 21.1% CAGR expected between 2022 - 2027 in global spend on tech and related
services which enable digital transformation
Governments increasing their own digital transformation and funding reskilling
schemes for their citizens
Greece is undergoing a digital transformation as part of a multifaceted plan to fully
digitize the country by 2025
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