Financial Performance Highlights

Capital Bank at a glance (As of March 2021) USD 542m Equity USD 4.75b Assets All values in USD A unique value proposition offering a strategic regional positioning, and digital convenience across a wide-spectrum of advanced corporate, retail and investment banking solutions. USD 2.54b 6.3% Net Loans NPLs 38% NOI Growth 32.2% ROE Jordan High growth economy World's 4th largest oil reserve . Attractive demographics Iraq . Significant reconstruction Political stability 0.207 EPS 12% Dividend • Openness to global 11% 3yr Avg economy . • • opportunity Significant room to fill the service gap within the banking sector International AML and compliance standards Well regulated banking sector UAE • 14.7% CAR 142.8% LCR Figures as of March 2021. NOI refers to year-on-year Net Operating Income growth. ROE includes all income and expenses related to the Audi acquisition. Details on standalone operations included in slides below. • Gateway for the Group to GCC markets, clients and investors Hub for businesses and multinationals working in Iraq LO

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