OppFi Investor Presentation Deck

+ 20 Key Investment Highlights 000 Profitable, growing financial technology company Installment loan category disruptor Differentiated business model with low cost spread-based lending creates a competitive advantage and minimizes interest rate risk Potential strategic growth via product extensions, new structures, strategic partnerships, and/or acquisitions Founder, CEO and Executive Chairman as largest shareholder; owner/operator dynamic aligns incentives to maximize shareholder value; Schwartz family recently began purchasing shares on open-market per Form 4 filings. OppFi"

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