Ford Investor Conference Presentation Deck

Worldwide Credit Loss Metrics + Worldwide credit loss metrics remain strong, reflecting low losses + Credit Loss Reserve as a % of EOP Receivables remains consistent $45 0.17% Q2 2020 $1,285 1.18% Q2 2020 $1 0.00% Q2 2021 $1,061 1.10% Net Charge-Offs (SM) and LTR Ratio (%) Q2 2021 I I $17 0.07% Q2 2022 $763 0.80% -LTR Ratio % Q2 2022 $33 0.14% Q3 2022 Credit Loss Reserve (SM) and Reserve as a % of EOP Receivables Reserve as a % of EOP Receivables $760 0.79% $41 Q3 2022 0.16% Q4 2022 $845 0.82% $57 Q4 2022 0.23% Q1 2023 $870 0.82% Q1 2023 $40 0.15% Q2 2023 $873 0.80% Q2 2023 Ford 23

View entire presentation