Servicing Portfolio Growth Deck slide image

Servicing Portfolio Growth Deck

10 | ORIGINATIONS CAPACITY ALIGNED WITH CURRENT MARKET Originations Pretax Operating Income (¹) ($ mm's) $213 2Q¹21 $20 Adverse fee removal $253 3Q'21 $182 4Q'21 $157 1Q'22 $63 2Q'22 Following capacity reductions in prior quarter, originations delivered volumes and pretax earnings in-line with expectations. $22.2 $10.5 $11.7 2Q¹21 1.36% 2Q'21 (1) Please see appendix for reconciliations of non-GAAP items (2) Margin is normalized for the 3Q'21 adverse fee removal of $20 million and $15 million in pipeline MSR carrying value gains in both 10'22 and 2Q'22. $19.9 $9.8 $10.1 3Q'21 Originations Margin (1) (2) 1.27% 3Q'21 $17.2 $9.0 $8.2 1.41% Funded Volume ($ bn's) 4Q'21 4Q'21 $11.6 $7.8 1.53% $3.8 1Q'22 1Q'22 $7.8 $4.5 $3.3 2Q'22 Higher Mix of Correspondent 1.03% 2Q'22 Direct-to- Consumer Correspondent Mr. CooperGroup
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