Strategic Priorities & Financial Overview

Investments in top-line growth delivering for shareholders Revenue ($B) Non-Interest Expense ($B) Operating Leverage 1 (%) 23.3 23.4 21.8 21.8 20.0 20.0 18.6 18.5 18.7 18.7 14.3 12.8 12.4 13.2 11.5 11.4 11.2 10.9 10.4 10.6 (1.5) 0.2 (0.6) 5.3 0.7 (1.9) (1.9) 1.2 (4.0) (5.2) 2019 2020 2021 2022 2023 2019 2020 2021 2022 2023 2019 2020 2021 2022 2023 Diluted EPS2 ($) Return on Common Shareholders' Equity (%) Dividend Payout Ratio¹ (%) 7.23 6.96 7.05 6.68 6.72 15.4 14.5 5.96 5.60 5.16 4.85 4.11 11.7 10.0 16.7 16.1 14.7 14.0 13.3 49.9 46.9 70.7 66.6 60.0 10.3 51.2 48.8 46.3 41.8 40.3 2019 2020 CIBC 2021 2022 For footnoted information refer to slide 34. 2023 2019 2020 2021 2022 2023 2019 2020 2021 2022 2023 Reported Adjusted³ 8

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