Investor Presentaiton

16 Consumer Services - examples • EXPERIAN BOOST - USA A free consumer product, first launched March 2019 in USA. Consumers give us permission to connect to their online banking accounts; identify utility, telecoms & TV streaming payments; then add these to their Experian credit file. After the consumer verifies the data and confirms they want it added to their Experian credit file, an updated FICO® Score 8 is delivered in real time. A 'boosted' credit score may help lenders to make more informed decisions when examining prospective borrowers. Boost helps bring more consumers into the credit system, and also gives access to more financial products and at lower interest rates, eg credit cards, car loans, mortgages Since launch, 6.7m¹ unique consumers have connected to Boost and 4.5m¹ consumers have improved their credit scores Watch our online demo of Experian Boost here. CREDIT MATCHING As more consumers engage with Experian, either through the free platforms in the US, Brazil and UK, or through products such as Experian Boost in the US and UK, this is generating an audience that is often seeking a new credit offer • For example, in the US with Experian Boost, once a consumer's data is added and rescored, we match the consumer to an appropriate financial offer through CreditMatch, such as for a credit card. In the UK, CreditMatcher allows consumers to see their Experian credit score for free and to compare credit card, loan and mortgage offers, car finance, energy and car insurance offers. It indicates to a consumer their chances of acceptance before application 2/3 see their score increases 86% 8% of customers move up a band 41% of 'Poor' score of Thin file customers increase scores become Thick file 65% of score band increases originated in "Poor' band 33% previously not scoreable who get a score Example of customer's screen after having boosted their score xperian Consumer Best Lending Product 2020 Experian Boost 1. As at 31 March 2021. Experian Public Good 670-739 702 FICOSCOPES Sample score 300 850 Congrats! You got a boost. 650 850 Won "Consumer Lending Innovation Award" in the 2020 FinTech Breakthrough Awards xperian CdMatcher 4:21 PMA Welcome back, Simon Your score has gone up 100 points. Your Excelent Expean edo mastod shape and Credit cards xperion Credit Score 757 Let's go. What credit cards are you looking for? All credit cards Start searching experian.

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