Investor Presentaiton

EXPOSURE TO RUSSIA IS RATHER LIMITED Latvia has steadily reduced its exposure to Russia; economy is well diversified 2.0% 1.5% 1.0% 0.5% 0.3% Banking sector exposures to RU, BY and UA (% of total assets, July 2023) 0.6% 0.0% RU Assets 20 Source: Latvijas Banka 0.9% 0.6% 0.4% 0.1% 0.1% 0.1% BY 12% 11.75% 10% 1.3% 8% 6% 4% 2% UA Total (RU, UA, BY) 0% ■Liabilities Assets (considering country risk transfer) Export of goods and services to RU (% of total) 4.92% Export of services Export of goods - domestic origin Export of goods - transit trade Total export Source: Central Statistical Bureau of Latvia; Latvijas Banka calculations

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