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Investor Presentaiton

Capital Position 'Clean' Fully Loaded CET1 ratio (September - 20152) 25% Clean' Fully Loaded CET1 ratio (LHS) RWA % Total Assets (RHS) 20% 15% 12,7% 10% 44% 5% 0% Leverage ratio³ BOC CET1 FL 13,1% RWA intensity 85% Average 'Clean' Fully Loaded CET1 ratio Average (RWA % Total Assets) 20% Tangible Equity % Assets - Average 15% BOC Leverage ratio 12,6% 10% 5% 0% 90% 80% 70% 60% 50% 40% 30% 20% 10% 5,8% (1) As per Citigroup Research, 'Clean' Fully Loaded CET1 ratio excludes Deferred Tax Credits, AFS and Danish Compromise Estimated Impact. The sample includes banks covered by Citigroup and Greek banks. (2) Bank of Cyprus data is based on Preliminary FY2015. (3) Leverage ratio is defined as Tangible Equity over Total Assets "Clean" Fully loaded CET1 ratio at 13,1%, higher than average for EU peers, reflecting a very low level of Deferred Tax Assets RWA intensity of 85%, one of the highest among EU banks at Leverage ratio 12,6%, one of the strongest ratios among EU peers, compared to an average of 5,8% for for EU peers Bank of Cyprus KOINO WKYNРIW 9
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