Investor Presentation Fourth Quarter 2020

Improved Diversification - Growth in the U.S. Region CIBC U.S. Region Earnings Contribution - Adjusted¹ 17.3% 17.1% 15.8% 8.7% F17 U.S Region AUA (US$B)² F18 F19 F20 73 75 67 63 F17 1 Adjusted results are non-GAAP financial measures. See slide 38 for further details. 2 Assets under management (AUM) are included in assets under administration (AUA). F18 F19 F20 Fourth Quarter, 2020 28

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