Third Quarter 2022 Results

IPS - Wealth & Asset Management - 9M22 3Q22 3Q21 3Q22 / 2Q22 3Q22/ 9M22 9M21 9M22 / 3Q21 2Q22 9M21 €m Wealth and Asset Management Revenues Operating Expenses and Dep. 974 885 +10.1% 936 +4.1% 2,839 2,665 +6.5% -696 -662 +5.2% -672 +3.5% -2,035 -1,928 +5.6% Gross Operating Income 278 223 +24.6% 264 +5.5% 804 737 +9.1% Cost of Risk 2 -5 n.s. -5 n.s. -10 -13 -27.9% Operating Income 280 218 +28.7% 259 +8.3% 794 724 +9.8% Share of Earnings of Equity-Method Entities 11 19 -44.6% 18 -39.5% 45 44 +2.2% Other Non Operating Items 40 0 n.s. -1 n.s. 77 98 -21.4% Pre-Tax Income 331 237 +39.5% 276 +20.1% 916 866 +5.9% Cost/Income Allocated Equity (€bn, year to date) 71.4% 74.8% -3.4 pt 71.8% -0.4 pt 71.7% 72.3% 2.9 2.6 -0.6 pt +12.4% • Revenues: +6.5% vs. 9M21 Very good performance by Wealth Management Impact of the unfavourable market environment on Asset Management revenues • Very strong growth at Principal Investments Strong increase in Real Estate revenues (particularly in Advisory) Operating expenses: +5.6% vs. 9M21 Support for business development Pre-tax income: +5.9% vs. 9M22; reminder: capital gains on sales by Asset Management in 1Q21 and by Wealth Management in 3Q22 BNP PARIBAS The bank for a changing world Third quarter 2022 results | 73

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