FY23 Results - Investor Presentation
Deposits (Reported)
| Consistent Retail deposit growth
Deposits (RM' bil)
CASA (RM' bil) and CASA Composition (%)
CASA Trend
Customer Deposits Trend
YTD Growth
Industry
YTD Growth
Industry
6%
5%¹
13%
FY23
48.8
(2%)1
FY23
130.3
FY22
2%
122.6
5%2
FY22
43.1
21%
FY21
120.5
7%
6%2
FY21
35.8
24%
6%2
21%2
Retail FD
Non-Retail FD
AmBank Group Deposits Market Share (%)
1
Retail CASA
Non-Retail CASA
Retail CASA
Non-Retail CASA
CASA Composition (%)
37.4%
5.8%
5.6%
5.7%
5.5%
5.4%
5.5%
35.2%
32.6%
32.9%
32.2%
48.8
5.4%
5.4%
30.7%
130.3
29.9%
30.0%
124.7
122.6
124.3
121.4
121.0
43.1
114.1
115.9
39.6
39.8
40.0
24.9
19.7
37.4
21.4
23.0
20.4
21.3
35.6
18.2
17.6
34.1
24.9
23.0
20.4
43.5
21.3
21.4
51.2
45.0
19.7
45.7
46.3
43.1
18.2
46.6
45.6
17.6
23.9
16.5
17.4
17.7
20.1
19.2
18.6
18.6
23.9
20.1
16.5
17.4
17.7
19.2
18.6
18.6
33.4
34.7
36.1
33.7
35.6
38.1
39.4
38.0
Q1FY22
Q2FY22 Q3FY22
Q4FY22
Q1FY23
Q2FY23 Q3FY23
Q4FY23
Q1FY22 Q2FY22
Q3FY22
Q4FY22
Q1FY23
Q2FY23
Q3FY23
Q4FY23
Retail
Deposit 43.8%
Mix
44.9%
43.1%
43.9%
45.1%
46.8%
46.7%
47.5%
Retail
CASA 48.5% 48.8%
Mix
47.4%
46.6%
48.5%
46.6%
46.6% 49.0%
AmBank Group
1.
2.
Based on BNM data from end Mar'22 to end Mar'23
Based on BNM data and in accordance with AMMB's financial period
FY23 Results - Investor Presentation
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