Investor Presentaiton

Bayport Savings and Loans Offerings Unique and highly successful business model entrenched in local partnerships and responsible lending practices What do we offer? Payroll loans - Unsecured credit Bayport offers three main categories of credit, depending on the repayment period the customer prefers Short-term loans (1 to 12 month repayment period) Medium-term loans (13 to 48 month repayment period) Long-term loans (greater than 48 month repayment period) Retail loans . Vehicle Title Loan-Bayport offers vehicle title loans with tenures between 6 months and 36 months MyCredit loan-Purpose of this loan is to provide additional unsecured credit facility to our existing clients with tenure between 9 to 18 months Insurance products All customers who take out a Bayport loan > 6 months receive Credit Life insurance cover at the same time Bayport's Credit Life product ensures that outstanding loan amounts are repaid to Bayport should customers be retrenched, become disabled, pass away or contract a dread disease such as cancer Deposits and Savings Bayport Term Deposit Account with flexible investment periods ranging from 3 to 12 months Offered at competitive interest rates with the rates stipulated according to the period and amounts of the investment Leading provider of financial solutions to the formally employed civil servants in Ghana, with 12 branches and 58 sales agency points Strictly Private & Confidential 6

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