ANZ 2022 Full Year Debt Investor Presentation
ANZ 2022 Full Year Debt Investor Presentation
COLLECTIVE PROVISION (CP) BALANCE & CHARGE
CP charge, $m
CP balance by category, $m
1.39%
1.25%
1.22%
1.17%
1.08%
1.07%
1H19
2H19 1H20 2H20 1H21
2H21 1H22 2H22
0.98%
0.94%
CP charge
13
4
1,048 669 -678
-145 -371 60
Volume/Mix
-28
-51
0
46
-199 -83
-98 -160
3,378
0
3,376
104
Change in Risk
-40
19 17
44
-112 -41
-172
-172
Economic forecast
99 31
1,124 -106
-417
-31
37
278
3,378
3,272
& scenario weights¹
Additional overlays
-18 5 -93
685
50
10
-138 114
1.
Includes impact of model changes
2.
CP as a % of Credit Risk Weighted Assets (CRWA)
5,008
4,501
11
696
4,285
4,195
3,853
746
3,757
760
618
727
4,490
4,312
3,539
3,435
3,139
3,126
Mar 19
Sep 19
Mar 20
Sep 20
Mar 21
Sep 21
Mar 22
Sep 22
Modelled ECL
Additional overlays
CP Coverage²
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