Highlights of Q3 FY22 Results
Status of Legacy High Cost Long Term Borrowing as on December 31, 2021
Bank continues to bring down the legacy high cost borrowings
Section 5B: Update
on Liabilities
In Rs. Cr
Infra Bonds
Maturity
As of Dec 31, 2021
Rol (%)
Wtd. Res. Tenor (Yrs)
Upto FY22
FY23
FY24
FY25
Beyond FY 25
9,357
1,465
1,386
5,575
931
8.9%
2.35
Long Term Legacy Bonds
7,311
582
Other Bonds
Refinance
Total
3,545
5,951
1,710
1,308
3,710
9.0%
2.72
1,934
767
150
694
8.8%
1.75
==
84
3,053
1,884
930
8.0%
1.20
26,163
666
6,452
5,747
7,963
5,335
8.7%
As we replace these high cost borrowings with our incremental cost of funds of less than 5%, it will add about
~Rs. 1,000 crore to the net interest income of the bank on an annualized basis in due course.
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